Choosing the right travel credit card can save you hundreds of pounds per trip. In 2026, the top cards offer zero foreign transaction fees, travel insurance, and points that convert to airline miles at strong ratios.
The Chase Sapphire equivalent in the UK is now the Barclaycard Avios Plus — it earns 1.5 Avios per £1 spent abroad and includes comprehensive travel insurance. For pure fee-free spending, the Halifax Clarity remains the gold standard with no foreign transaction fees and near-perfect exchange rates.
Our Top Picks 2026
- Best for Points: Barclaycard Avios Plus — 1.5 Avios/£1 abroad.
- Best Fee-Free: Halifax Clarity — 0% foreign fees, no annual charge.
- Best for Lounge Access: American Express Platinum — 1,300+ global lounges included.
